Loan Officer [Philippines]


 

LOAN OFFICER perform various functions with the objective of preventing bad debts and mitigating risks.

The typical credit investigator job description consists of the following major tasks, duties, and responsibilities:

  • Scrutinizes customers’ accounts and levies credit charges as per the interest rate
  • Investigates credit standing and financial history of individuals and business establishments applying for loans
  • Responsible for processing personal and business loan applications following the bank’s policies and procedures
  • Collects relevant information through reliable sources to determine credit worthiness of applicants
  • Notifies customers of the approval and rejection of credit either via emails or phone calls or both
  • Undertakes personal visits to confirm residential and business addresses
  • Responsible for collecting debts from defaulters with penalty charges
  • Responsible for reviewing credit applications and conducting background investigation
  • Responsible for processing credit applications after confirming financial status of applicants
  • Interviews individuals and business owners via phone calls and visit
  • Responsible for the verification of information provided by customers for credit
  • Conducts investigation on the history and credit standing of loan applicants
  • Collaborates with credit rating agency to get required information
  • Undertakes research and collects information on social behavior and credit report of individuals
  • Actively work to maintain and improve portfolio quality and prevent loss
  • Stays abreast of legal and regulatory changes and industry trends.

Job Type: Full-time

Salary: Php12,000.00 - Php15,000.00 per month

Schedule:

  • 8 hour shift
  • Monday to Friday
  • Weekends

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